The National Disability Insurance Scheme (NDIS) provides funding to eligible individuals with disabilities to help them access essential supports and services. Understanding how NDIS funding works can help you make the most of your plan and achieve your goals.
NDIS Funding Categories
NDIS funding is divided into three main budget categories:
Core Supports 🏡
Core Supports help participants with daily activities and essential tasks. This funding is flexible, meaning you can allocate it as needed within this category. It covers:
Daily Personal Activities
Assistance with dressing, hygiene, and mobility
Transport
Travel to and from work, community activities, or appointments
Consumables
Everyday items such as continence aids or low-cost assistive technology
Assistance with Social & Community Participation
Support to engage in social activities and events
🔹 Flexibility: Core Support budgets offer more flexibility, but funds cannot be moved to other categories like Capacity Building or Capital Supports.
Capital Supports 🏠
Capital Supports cover investments in long-term disability-related items and home modifications. This funding is not flexible and must be used for pre-approved supports specified in your plan. It includes:
Assistive Technology
quipment such as wheelchairs, communication devices, or mobility aids
Home & Vehicle Modifications
Changes to improve accessibility and independence
Specialist Disability Accommodation (SDA)
Housing solutions for those with high support needs
🔹 Plan-Specific: Capital Supports are highly individualised and are only allocated for approved items.
Capacity Building Supports 📚
Capacity Building Supports help participants develop skills, gain independence, and work towards long-term goals. Unlike Core Supports, this funding must be used within specific categories outlined in the participant’s plan. It includes:
Support Coordination
Assistance with managing and understanding your NDIS plan
Improved Living Arrangements
Support with housing and independent living skills
Finding & Keeping a Job
Help with employment preparation and workplace support
Health & Wellbeing
Therapeutic services such as physiotherapy, exercise programs, and dietitian support
Increased Social & Community Participation
Assistance with building confidence and engaging in group activities
Improved Daily Living
Occupational therapy, speech therapy, and psychological support
🔹 Goal-Oriented: Capacity Building funding helps participants achieve greater independence over time.
Managing Your NDIS Plan 🤝
Once approved, you will work with an NDIS planner to create a personalised NDIS Plan. You can choose how to manage your funding:
Self-Managed
You handle payments and service agreements yourself
Plan-Managed
A registered plan manager helps manage payments and providers
NDIA-Managed
The NDIA handles payments directly to registered providers
Your plan will include budgets for Core Supports, Capacity Building, and Capital Supports tailored to your needs.
Maximising Your NDIS Plan
With your NDIS Plan active, you can now start using your funding to access support services like:
Community Access
Stay connected and engaged with support for transport, social activities, and community events. Our services help you attend appointments, explore hobbies, and build meaningful relationships.
In-Home Care
Receive personalised support in the comfort of your home. We assist with personal care, daily routines, meal preparation, companionship, and more to promote your independence.
Respite Care
Enjoy short-term stays or getaway experiences with 24/7 support, nutritious meals, engaging activities, and personalised care plans designed to give both participants and carers a well-deserved break.
Supported Independent Living (SIL)
Explore accessible, shared housing options tailored to your unique needs. Our SIL services provide long-term support to help you live independently while receiving the care you need.
About DisabilityCo
Founded by Dylan Maliepaard, DisabilityCo was created to bring genuine, compassionate care to the disability sector. Since 2018, we’ve delivered quality care across South-East Melbourne, offering services like Supported Independent Living (SIL), respite care, and in-home support.
Our mission is simple: to empower participants and build a caring, inclusive community.
Need Help with Your NDIS Plan?
Navigating NDIS funding can be complex, but DisabilityCo is here to assist. Whether you need help managing your plan, finding providers, or understanding your funding, we can guide you every step of the way.
- 1300 897 848
- services@disabilityco.com
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